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What is Personal Umbrella Insurance?
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Personal umbrella insurance is low-cost liability coverage that provides an extra measure of security beyond the limits of the liability insurance on your AAA auto and homeowners policies.
Personal umbrella insurance provides additional limits of coverage if you're sued for damages suffered by someone as a result of an accident - involving your car, property, or while participating in recreational activities such as boating or golfing.
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You are especially at risk of an incident resulting in a lawsuit if you:
- Have a swimming pool, hot tub or trampoline
- Have a young driver in your family
- Engage in sporting activities like snow skiing, golf or baseball
- Operate personal watercraft or other high-risk recreational
vehicles
- Own rental property
- Own a horse
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